Welcome to Flying Shilling. We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, use, and protect your information when you use our services.
If you do not agree with this Privacy Policy, we strongly advise you not to use our services. Please review the policy carefully to understand how your data is collected, used, and protected before making a decision. Your continued use of the Flying Shilling app constitutes your acceptance of this Privacy Policy.
To provide efficient financial services, we may require access to specific data from your device. All data collection occurs with your explicit consent, and no information will be accessed without your permission. Below are the types of data we collect and their purposes:
We will collect your financial-related text messages, such as salary arrival messages, transaction amount alerts, loan overdue notices, and successful repayment confirmations. To ensure relevance and accuracy, only messages from the past 6 months will be collected. These messages help us provide you with personalized loan services and assist in evaluating your credit status. For example, salary arrival and transaction messages enable us to tailor loan products to your profile, while overdue and repayment messages help us assess your creditworthiness.
These text messages will be uploaded to https://api.flyingshilling.com/ and will be completely deleted after evaluating your credit status and developing personalized loan products and services. We will never share data with third parties without your authorization.
We collect information about financial apps installed on your device, including app names and versions. This allows us to enhance security and assess financial stability. All collected data is securely stored at https://api.flyingshilling.com/ and deleted after analysis.
To verify your identity, we may request access to your camera for uploading identity documents (such as KYC documents). This ensures security and compliance with financial regulations. Uploaded documents are stored securely at https://api.flyingshilling.com/ and removed once verification is complete.
We may collect technical information about your device, such as model, brand, IMEI, Google Advertising ID, and operating system details. This information is used to prevent fraud, ensure account security, and optimize app performance. It is securely stored at https://api.flyingshilling.com/ and deleted once the risk assessment is complete.
We may collect personal details, including but not limited to:
Phone number, name, email, date of birth, address, occupation, and income
This information is required for identity verification, credit assessment, and fraud prevention. Your data is securely processed and stored at https://api.flyingshilling.com/ before being deleted after the necessary evaluation.
In order to improve the quality of our services and optimize the user experience, we collect your approximate location information, but we do not obtain your precise geographical location. You always have the right to manage location information permissions and can adjust or revoke authorization at any time in your device Settings. Note that disabling the location permission may affect the normal use of some functions. By continuing to use the App, you consent to our use of location data as described in this Policy. Relevant information will be uploaded to https://api.flyingshilling.com/, and be deleted after a complete risk assessment.
To help you better manage your schedule and stay on top of important tasks such as repayments, our application requests access to your device’s calendar. This allows us to send timely reminders and help you avoid any negative impact on your credit due to missed payments. You have full control over this permission and can manage or revoke it at any time through your device settings. The calendar information will be uploaded to https://api.flyingshilling.com/ for risk assessment and will be deleted once the assessment is complete.
We may make voice calls to you in order to send dynamic OTP to your device. The purpose of our phone records is to ensure that your phone has our app installed and to retrieve your voice OTP records sent by our app. This lets us know if our voice OTP was successfully sent to you. It is a great help to improve and optimize the voice OTP function. We collect this information only with your consent. The data will be uploaded to https://api.flyingshilling.com/, in any case, we don't share these data with a third party.
We will collect data on your operation behaviors when using our application, such as visiting the application's pages, clicking the operation buttons, and the number of times you modify the data, etc. These data can help us optimize the application and enhance your experience. These data will only be used to optimize our application and will not be shared with any third party, let alone used for personalized advertising push.
These data will be https://api.flyingshilling.com/, as soon as we complete the optimization and update of the product, these data will be delete.
The information we collect is used for the following purposes:
Loan Processing– Verifying identity, assessing creditworthiness, and disbursing approved funds.
Fraud Prevention– Securing accounts and preventing fraudulent activities.
Service Enhancement– Improving app features and user experience.
Regulatory Compliance– Ensuring adherence to legal and financial regulations.
Customer Support– Addressing user inquiries and resolving issues.
We will never use your data for unauthorized purposes. If you do not consent to data collection, you may not be able to access certain services.
To ensure the protection of your personal information, we have implemented strict security measures, including:
Data Encryption– Sensitive data is encrypted to prevent unauthorized access.
Restricted Access– Only authorized personnel have access to your data.
Regulatory Compliance– Adhering to all relevant privacy laws and financial regulations.
Data Removal– Information is permanently deleted after processing is complete.
We do not sell your personal data. However, we may share information in the following cases:
With Financial Partners– To facilitate loan approvals and repayments.
With Service Providers– For identity verification, fraud detection, and customer support.
With Regulatory Authorities– When legally required to comply with financial and legal regulations.
Data will never be shared with third parties without your explicit consent unless required by law.
Flying Shilling strictly does not collect, store, or process any data from minors. Our services are only available to users aged 18 and above. If we identify that a minor has provided personal information, we will delete it immediately. Parents or guardians who believe a minor's data has been collected should contact us for its removal.
You have the right to:
Access & Update– Modify your personal information at any time.
Withdraw Consent– Manage or revoke permissions through your device settings.
Request Deletion– Request the permanent removal of your account and personal data.
To delete your data, please contact us at supports@stewatfin.com. Once your request is verified, your data will be permanently removed from our system.
We retain your personal data only for as long as necessary to:
Comply with legal and financial regulations.
Maintain transaction records for loan processing and repayment tracking.
Prevent fraud and ensure account security.
Once your data is no longer required, it will be permanently deleted from our system.
We may update this Privacy Policy periodically to reflect changes in our services or regulatory requirements. Any modifications will be posted within the app and become effective immediately. Your continued use of the app indicates acceptance of the revised policy.
For any questions or concerns regarding this Privacy Policy, please contact us:
Email: supports@stewatfin.com